I refer my buyers to Ken Clark Jr. because he removes the biggest risk in any transaction. The lender is everything. With Ken, you compete like a cash buyer, close in as little as 10 days, and your Earnest Money is protected.
"Every family deserves a fair shot at the home they want. The right lender is how my clients compete and win."Francisco Torres · REALTOR®, Keller Williams
Sellers love cash offers for one reason: certainty. No lender conditions, no last-minute surprises, no delays. The truth is that lenders derail deals all the time. Missed deadlines. Surprise conditions. Poor communication. When I refer you to Ken, I'm putting my name behind the transaction. His financing gives sellers the same confidence they'd have with a cash buyer, whether you're buying in Visalia, Tulare, Exeter, Three Rivers, or anywhere in the Central Valley.
Ken fully pre-underwrites your loan before you find a home. Your offer carries the same certainty as cash. Verified. Approved. No surprises.
Cash-Competitive FinancingMost financed offers take 30 to 45 days. Ken closes in as little as 10. On a home in town or a property out in the country, that speed alone can be the reason the seller picks you.
10-Day Close AvailableIf a lender error on Ken's part causes your loan to fail and the seller keeps your Earnest Money, Ken pays it back. Every dollar.
Earnest Money ProtectedIf Ken's team makes a lender error that causes your loan to fail, and the seller tries to keep your Earnest Money Deposit, Ken will write you a check for the full amount. Not a marketing promise. A written guarantee. It's the reason I put my name behind this referral.
*EMD Guarantee applies in documented cases where a lender error on Ken Clark Jr.'s part directly causes loan failure and contract cancellation. Specific terms are discussed at consultation. Not a commitment to lend. PRMG · NMLS #75243.
I'm a REALTOR® with Keller Williams in Visalia, helping families buy and sell across Central California, from in-town homes to wide-open country properties. When my clients need financing, I send them to one person: Ken.
Ken specializes in fast, reliable financing for buyers across California, from first-time FHA, VA and USDA to move-up and jumbo loans, plus bank statement and DSCR loans for investors. His 10-day close and EMD guarantee are why I refer every one of my clients to him.
I refer every one of my buyers to Ken because I know he will protect the transaction, and protect you. Get pre-underwritten before you write your first offer.